K. Hovnanian® American Mortgage, LLC™

K. Hovnanian American Mortgage, LLC. is authorized to make home loans in the following states (NMLS# 3259 www.nmlsconsumeraccess.org):

AZ, CA, DC, DE, FL, GA, IL, MD, NC, NJ, OH, PA, SC, TX, VA, and WV

Main Office:

K. Hovnanian American Mortgage, LLC
3601 Quantum Boulevard
Boynton Beach, Florida 33426
(800) 232-0351
State law requires K. Hovnanian American Mortgage, LLC. to display licensing information for the following states:

Arizona

Licensed by the Arizona Department of Financial Institutions
Mortgage Banker License 1st, 2nd and Broker Authority
License #0906585 (Boynton Beach, FL)
License #0107947 (Phoenix, AZ)
License #122431 (Maitland, FL)
License #123209 (Houston, TX)

California

Licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act
Residential Mortgage Lender License 1st, 2nd and Broker Authority
License #4130532 (Boynton Beach, FL)
License #813D-280 (Phoenix, AZ)
License #41DB0-58866 (Maitland, FL)
License #41DB0-55867 (Houston, TX)

Delaware

Licensed by the Delaware Office of the State Bank Commissioner
Licensed Lender 1st, 2nd, and Broker Authority
#7864 (Boynton Beach, FL)
#012116 (Maitland, FL)
Jennifer Acosta MLO-1544103, Jessica Blair MLO-166590,
Michael Busanet MLO-375509, Pedro Castillo #37258,
Kevin Clark MLO-189050, Corey Cook MLO-1161479,
Lorena Fatica MLO-279699, Andrew Gentille MLO-1130339,
Catherine Gentille MLO-37256, Joshua Hudson MLO-1654343,
Galina Kats MLO-1606416, Joy Kirhatzi MLO-1255250,
Jodie Kutner MLO-54486, Adeleine Maloney MLO-1240677,
Christopher Montaque MLO-1193135, Barbara Pacetti MLO-188616,
Grace Parsons MLO-191726, Tamira Rodriguez MLO-144766
Melissa Shinka MLO-197412, Carson Sorsby MLO-1145398,
Malia Tharp #145344, Jamie Wildman #162731,
Ava Wint MLO-922410, MaryKay Wright-Dangerio MLO-345797

District of Columbia

Licensed by the District of Columbia Department of Insurance, Securities and Banking Bureau
Mortgage Dual Authority License 1st, 2nd and Broker Authority
#MLB3259 (Boynton Beach, FL
#MLB201311 (Maitland, FL)

Florida

Licensed by the Florida Department of Financial Services
Mortgage Lender and Servicer License 1st, 2nd and Broker Authority
License #MLD 1039 (Boynton Beach, FL)
License #MLDB 2484 (Maitland, FL)
License #MLDB 6642 (Eatontown, NJ)

Georgia

Licensed by the Georgia Department of Banking and Finance
Mortgage Lender License 1st, 2nd and Broker Authority
License #22272 (Boynton Beach, FL)

Illinois

Licensed by the Illinois Division of Banking
Illinois Residential Mortgage Licensee - 1st, 2nd and Broker Authority
License #MB 6759925
James R. Thompson Center (JRTC)
100 West Randolph St. - 9th Floor
Chicago, IL 60601
1-888-473-4858

Maryland

Licensed by the Maryland Commissioner of Financial Regulation
Mortgage Lender License 1st, 2nd and Broker Authority
License #9839 (Boynton Beach, FL)
License #16987 (Maitland, FL)
License #23039 (Houston, TX)

New Jersey

Licensed by the New Jersey Department of Banking
Residential Mortgage Lender License 1st, 2nd, and Broker Authority
License # 9943137 (Boynton Beach, FL)
License # 64032 (Eatontown, NJ)
License # 201311 (Maitland, FL)
License #306652 (Houston, TX)

North Carolina

Licensed by the North Carolina Commissioners of Banks
Mortgage Lender 1st, 2nd and Broker Authority
License# L-118658 (Boynton Beach, FL)
License# L-118658-106 (Charlotte, NC)

Ohio

Licensed by the Ohio Division of Financial Institutions
Mortgage Banker Exemption-MBMB.850228.000 (Boynton Beach, FL) MBMB.850228.001 (Houston, TX) MBMB.850228.002 (Plano, TX) MBMB.850228.003 (Maitland, FL)

Pennsylvania

Licensed by the Pennsylvania Department of Banking/Licensing Division
Mortgage Lender License 1st, 2nd and Broker Authority
License #22106 (Boynton Beach, FL)
License #22106.002 (Eatontown, NJ)
License #22106.003 (Maitland, FL)
License #22106.004 (Houston, TX)

South Carolina

Licensed by the South Carolina Board of Financial Institutions
BFI Mortgage Lender / Servicer License 1st and 2nd Authority
License #MLS-3259 (Boynton Beach, FL)
License #MLB-70661 (Charlotte, NC)
License #MLB-201311 (Maitland, FL)
License #306652 (Houston, TX)

Texas

Registered with the Texas Savings and Loan Department.
SML Mortgage Banker Registration - 1st, 2nd, and Broker Authority
License #3259 (Boynton Beach, FL)
License #306652 (Houston, TX)
License #300059 (Plano, TX)
License #201311 (Maitland, FL)
License #152129 (Phoenix, AZ)

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov.

Virginia

Licensed by the Virginia State Corporation Commission
Mortgage Lender License 1st and 2nd Authority
License #MC2661 (Boynton Beach, FL)
License #MC2661 (Maitland, FL)
License #MC2661 (Charlotte, NC)
License #MC2661 (Houston, TX)

West Virginia

Licensed by the State of West Virginia Division of Banking
License #ML-32683 (Boynton Beach, FL)
License #ML-32954 (Maitland, FL)