K. Hovnanian American Mortgage, LLC. is authorized to make home loans in the following states (NMLS# 3259 www.nmlsconsumeraccess.org):

AZ, CA, DC, DE, FL, GA, IL, MD, MN, NC, NJ, OH, PA, SC, TX, VA, and WV

Main Office:

K. Hovnanian American Mortgage, LLC
3601 Quantum Boulevard
Boynton Beach, Florida 33426
(800) 232-0351
State law requires K. Hovnanian American Mortgage, LLC. to display licensing information for the following states:

Arizona

Licensed by the Arizona State Banking Department
Mortgage Banker License 1st, 2nd and Broker Authority
License #0906585 (Boynton Beach, FL)
License #0107947 (Phoenix, AZ)

California

Licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act
Residential Mortgage Lender License 1st, 2nd and Broker Authority
License #4130532 (Boynton Beach, FL)
License #813D-280 (Phoenix, AZ)

Delaware

Licensed by the Delaware Office of the State Bank Commissioner
Licensed Lender 1st, 2nd, and Broker Authority
#7864 (Boynton Beach, FL)
#012116 (Winter Springs, FL)
Michael Busanet MLO-3755009, Pedro Castillo #902653, Kevin Clark MLO-189050
Corey Cook MLO-1161479,Grace Parsons MLO-191726, Tamira Rodriguez MLO-900228
Carson Sorsby MLO-1145398, Malia Tharp #900234, Jamie Wildman #901056
Ava Wint MLO-922410, MaryKay Wright-Dangerio MLO-345797

District of Columbia

Licensed by the District of Columbia Department of Insurance, Securities and Banking Bureau Mortgage Dual Authority License 1st, 2nd and Broker Authority
#MLB3259 (Boynton Beach, FL
#MLB20131 (Winter Springs, FL)

Florida

Licensed by the Florida Department of Financial Services
Mortgage Lender and Servicer License 1st, 2nd and Broker Authority
License #MLD 1039 (Boynton Beach, FL)
License #MLDB 2484 (Winter Springs, FL)

Georgia

Licensed by the Georgia Department of Banking and Finance
Mortgage Lender License 1st, 2nd and Broker Authority
License #22272

Illinois

Licensed by the Illinois Division of Banking
Illinois Residential Mortgage Licensee - 1st, 2nd and Broker Authority
License #MB 6759925
James R. Thompson Center (JRTC)
100 West Randolph St. - 9th Floor
Chicago, IL 60601
1-888-473-4858

Maryland

Licensed by the Maryland Commissioner of Financial Regulation
Mortgage Lender License 1st, 2nd and Broker Authority
License #9839 (Boynton Beach, FL)
License #16987 (Winter Springs, FL)

Minnesota

Licensed by the Minnesota Department of Commerce
Residential Mortgage Originator License 1st, 2nd and Broker Authority
License #MN-MO-20456688

New Jersey

Licensed by the New Jersey Department of Banking
Residential Mortgage Lender License 1st, 2nd, and Broker Authority
License # 9943137 (Boynton Beach, FL)
License # 64032 (Red Bank, NJ)
License # 201311 (Winter Springs, FL)

North Carolina

Licensed by the North Carolina Commissioners of Banks
Mortgage Lender 1st, 2nd and Broker Authority
License# L-118658 (Boynton Beach, FL)
License# L-118658-106 (Charlotte, NC)
License# L-118658-107 (Winter Springs, FL)

Ohio

Licensed by the Department of Commerce
Mortgage Banker Exemption-MBMB.850228.000 (Boynton Beach)
First Mortgage Loans

Pennsylvania

Licensed by the Pennsylvania Department of Banking and Securities
Mortgage Lender License 1st, 2nd and Broker Authority
License #22106 (Boynton Beach, FL)
License #22106.002 (Red Bank, NJ)
License #22106.003 (Winter Springs, FL)

South Carolina

Licensed by the South Carolina Board of Financial Institutions
BFI Mortgage Lender / Servicer License 1st and 2nd Authority
License #MLS-3259 (Boynton Beach, FL)
License #MLB-70661 (Charlotte, NC)
License #MLB-201311 (Winter Springs, FL)

Texas

Registered with the Texas Savings and Loan Department.
SML Mortgage Banker Registration - 1st, 2nd, and Broker Authority
License #3259 (Boynton Beach, FL)
License #306652 (Houston, TX)
License #300059 (Plano, TX)
License #201311 (Winter Springs, FL)

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator shouldcomplete and send a complaint form to the Texas Department of Savingsand Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705.Complaint forms and instructions may be obtained from the Department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov.

Virginia

Licensed by the Virginia State Corporation Commission
Mortgage Lender License 1st and 2nd Authority
License #MC2661 (Boynton Beach, FL)
License #MC2661 (Winter Springs, FL)
License #MC2661 (Charlotte, NC)

West Virginia

Licensed by the State of West Virginia Division of Banking
License #ML-32683 (Boynton Beach, FL)
License #ML-32954 (Winter Springs, FL)